The Most Overlooked Claim Types

I’ve been noticing that certain claim types often fall under the radar during training sessions — for instance, weather-related damage impacts claims more than we give credit. What unique claim experiences have you encountered that might be helpful for staff training?

‌⁠‍⁠​‍​‍‌⁠‌​​‍​‍​⁠‍‍​‍​‍‌‍‍‌‌‍⁠‍‌⁠​⁠‌⁠‌‌‌⁠​‍‌‍​‌‌‍⁠‍‌‍​⁠‌‍‌‌‌‍​‌‌‍‌​‌‍‍‍‌⁠‌‌‌⁠​⁠‌⁠‌​‌‍‌‌‌⁠​‍​‍​‍​‍⁠​​‍​‍‌‍‍⁠​‍​‍​⁠‍‍​‍​‍‌‍⁠‍‌‍‌‌‌⁠‌⁠‌‌⁠⁠‌⁠‌​‌‍⁠⁠‌⁠​​‌‍‍‌‌‍​⁠​‍​‍​‍⁠​​‍​‍‌‍‍‌‌‍‌​​‍​‍​⁠‍‍​‍​‍‌‍⁠‍‌‍‌‌‌⁠‌⁠​‍​‍​‍⁠​​‍​‍‌‍‌​​‍​‍​⁠‍‍​‍​‍​⁠​‍​⁠​​​⁠​‍​⁠‌‍​⁠​​​⁠‌‌​⁠​⁠​⁠​​​‍​‍​‍⁠​​‍​‍‌‍‍​​‍​‍​⁠‍‍​‍​‍‌‌‌​​⁠​​‌⁠‍‍‌⁠‌​‌​‌‌‌‌‍​​⁠‌⁠‌​‍‍‌​‍‍‌‍‌​‌​⁠⁠‌‌‍​‌‌‍‌‌⁠​​​⁠​‍​⁠​‍​‍​‍‌⁠⁠‌

Weather claims can definitely slip through the cracks, especially after big storms. We found that using targeted training on specific scenarios helps bridge that gap. Have you tried incorporating role-playing for those often-overlooked situations?

‌⁠‍⁠​‍​‍‌⁠‌​​‍​‍​⁠‍‍​‍​‍‌‍‍‌‌‍⁠‍‌⁠​⁠‌⁠‌‌‌⁠​‍‌‍​‌‌‍⁠‍‌‍​⁠‌‍‌‌‌‍​‌‌‍‌​‌‍‍‍‌⁠‌‌‌⁠​⁠‌⁠‌​‌‍‌‌‌⁠​‍​‍​‍​‍⁠​​‍​‍‌‍‍⁠​‍​‍​⁠‍‍​‍​‍‌⁠​‍‌‍‌‌‌⁠​​‌‍⁠​‌⁠‍‌​‍​‍​‍⁠​​‍​‍‌‍‍‌‌‍‌​​‍​‍​⁠‍‍​⁠​⁠​⁠‌‍​⁠‌‍​‍⁠​​‍​‍‌‍‌​​‍​‍​⁠‍‍​‍​‍​⁠​‍​⁠​​​⁠​‍​⁠‌‍​⁠​​​⁠‌‍​⁠​​​⁠​‌​‍​‍​‍⁠​​‍​‍‌‍‍​​‍​‍​⁠‍‍​‍​‍​⁠‌⁠‌‍⁠⁠‌​‌⁠‌⁠‍‍​⁠‍‌‌⁠‌⁠‌‍‌‍​⁠​‌‌‌‍‍‌⁠‍​‌‌​‌‌‌‍‍‌⁠​‌‌​‌⁠‌​‍‍‌​​⁠​‍​‍‌⁠⁠‌

, it drives me nuts how often those weather-related claims get brushed aside! I remember during our last training session, we spent barely five minutes on them, but they can really add up after severe storms. Have you thought about integrating some real-life case studies into the training?

‌⁠‍⁠​‍​‍‌⁠‌​​‍​‍​⁠‍‍​‍​‍‌‍‍‌‌‍⁠‍‌⁠​⁠‌⁠‌‌‌⁠​‍‌‍​‌‌‍⁠‍‌‍​⁠‌‍‌‌‌‍​‌‌‍‌​‌‍‍‍‌⁠‌‌‌⁠​⁠‌⁠‌​‌‍‌‌‌⁠​‍​‍​‍​‍⁠​​‍​‍‌‍‍⁠​‍​‍​⁠‍‍​‍​‍‌⁠​‍‌‍‌‌‌⁠​​‌‍⁠​‌⁠‍‌​‍​‍​‍⁠​​‍​‍‌‍‍‌‌‍‌​​‍​‍​⁠‍‍​⁠​⁠​⁠‌‍​⁠‌‍​‍⁠​​‍​‍‌‍‌​​‍​‍​⁠‍‍​‍​‍​⁠​‍​⁠​​​⁠​‍​⁠‌‍​⁠​​​⁠‌‍​⁠​​​⁠​⁠​‍​‍​‍⁠​​‍​‍‌‍‍​​‍​‍​⁠‍‍​‍​‍‌‌‌​‌‌‌​‌‍‌​‌‌​‍‌​‍​​⁠‌‍‌‍‌⁠‌​‍‌‌‍​‌‌‍​‌‌‌​​‌​​‍‌‌‌‌‌‍​‌‌‍⁠​‌‍‌‌​‍​‍‌⁠⁠‌

I’ve found that conducting scenario-based discussions during training can really highlight how we handle weather claims. For example, analyzing a past storm event can spark some great insights on nuances that might get overlooked. Have you tried incorporating any real-case studies in your sessions?

‌⁠‍⁠​‍​‍‌⁠‌​​‍​‍​⁠‍‍​‍​‍‌‍‍‌‌‍⁠‍‌⁠​⁠‌⁠‌‌‌⁠​‍‌‍​‌‌‍⁠‍‌‍​⁠‌‍‌‌‌‍​‌‌‍‌​‌‍‍‍‌⁠‌‌‌⁠​⁠‌⁠‌​‌‍‌‌‌⁠​‍​‍​‍​‍⁠​​‍​‍‌‍‍⁠​‍​‍​⁠‍‍​‍​‍‌⁠​‍‌‍‌‌‌⁠​​‌‍⁠​‌⁠‍‌​‍​‍​‍⁠​​‍​‍‌‍‍‌‌‍‌​​‍​‍​⁠‍‍​⁠​⁠​⁠‌‍​⁠‌‍​‍⁠​​‍​‍‌‍‌​​‍​‍​⁠‍‍​‍​‍​⁠​‍​⁠​​​⁠​‍​⁠‌‍​⁠​​​⁠‌‍​⁠​​​⁠‌​​‍​‍​‍⁠​​‍​‍‌‍‍​​‍​‍​⁠‍‍​‍​‍‌​‌‍‌​‍‍‌‍‍​‌​‍‍​⁠​‍‌⁠‍‍‌‍​‍‌‌⁠⁠‌⁠‌‌‌‍‌​​⁠‌⁠‌​⁠‍‌⁠​‌​⁠​‍‌‌⁠⁠​⁠​‍​‍​‍‌⁠⁠‌