Last week, our discussions focused on some of the nuanced challenges faced by insurance adjusters. Members exchanged insights on handling claims involving less conventional vehicles, like golf carts, under Florida’s unique legal framework. We also saw a lively conversation on the tools and techniques for efficiently verifying claim photos to prevent fraud. Additionally, there was a lighthearted yet informative thread on how technology, particularly autocorrect, impacts our daily tasks in the field.
This Week’s Hot Topics
Florida’s dangerous instrumentality and golf carts
This topic delves into the complexities of Florida law concerning golf carts. It’s a must-read for anyone dealing with claims in the state, as understanding these nuances can significantly impact liability assessments. Read more here
Fast checks for suspect claim photos
Adjusters shared quick and effective methods to verify the authenticity of claim photos. This discussion offers practical tips that could save you time and trouble in the long run. Read more here
When autocorrect joins the CAT team
A humorous yet insightful thread on the role of technology, specifically autocorrect, in our work. It’s a reminder of the quirks of modern tools and their unintended effects. Read more here
Thanks for staying engaged with our community. Your contributions and discussions make this a valuable resource for professionals in our field.
I always verify whether it’s really a ‘golf cart’ or an LSV — photo of the compliance plate plus a shot with a street sign, and I cross-check §316.212 (Statutes & Constitution :View Statutes : Online Sunshine). If it looks like a car and does 25 mph, I treat it like one. EXIF gets wiped a lot, so I switch to a quick video-call walkaround or request a Live Photo; not perfect, but it catches most staged pics.
@liam_harris25 “so I switch to a quick video-call walkaround or request a Live Photo; not perfect, but it catches most” — I tack on a 10‑sec clip powering to show the VIN/compliance plate and the controller’s speed setting; twice that flagged a ‘golf cart’ converted to LSV under §316.212. Caveat: HOA‑private roads can muddy liability, and I’ve seen carriers push those to HO instead of auto — anyone else running into that?